Applicant Screening Criteria

If any applicant needs assistance, known as "reasonable accommodation" in the application process please advise the landlord.

1. IDENTIFICATION-At time of application, applicant(s) shall provide copies of two pictures of identification, of which one shall be picture ID
2. APPLICANT PROCESS-Applicant is urged to review the screening criteria to determine if requirements can be met.

• Each applicant over 18 shall submit a completed application and pay the appropriate applicant screening fee(s). (see reverse side)
• Each applicant shall have a legally issued social security number.
• Acceptance or denial of the application may take up to 7 days.
• Upon acceptance, applicants(s) may be required to complete, sign and pay a reservation deposit, rental agreement and/or pay applicable fees and/or deposits within 1 day.

3. RENT TO INCOME RATIO- Combined income of all applicants shall be 3 times the monthly rent.
4. SOURCE OF INCOME- Stability of the source and amount of income during the past five years may be considered.

• All sources of employment and non-employment income shall be legally obtained and verifiable.
• At the time of application, it shall be the obligation of the applicant(s) to provide proof of income by submitting copies of the following: If employed, copies of the last two pay stubs: if self employed copies of last two years tax returns: copies of assistance checks or verification from assistance sources of amount, consistency and duration: retirement, documents to prove amount of income or other information as designated by landlord.

5. INCOME TO DEBT RATIO- Housing and utilities shall not exceed 35% of total income. Installment debt payments shall not exceed 35% of total income. If the applicant does not have installment debt, income to debt ration for housing may be permitted to be up to 50% of income.
6. HOUSING REFERENCES-The applicant(s) shall provide information necessary to verify current and previous rental history for the past five years. Information obtained from those related by blood or marriage may require compliance with the variance policy. If the applicant's housing during the past five years has included home ownership, mortgage payment history shall be considered.
7. CREDIT WORTHINESS-Credit worthiness may be determined from a credit report which should reflect prudent payment history. Applicant(s) history should be free of evictions, judgments, collections and bankruptcies. A valid explanation may be considered by owner/agent if provided by applicant(s). IN WRITTING
8. LIMITATIONS-

• Occupancy may not exceed two persons per bedroom.
• Smoking is not allowed in unit unless otherwise specified.
• Pets may or may not be permitted, dependent on the owner/agent. The owner/agent will allow aid animals or modifications to the unit necessary to assist those with disabilities.

9. ARRESTS AND CONVICTIONS-Arrests and/or convictions may be evaluated. Any individual whose occupancy could constitute a direct threat to the health or safety of other individuals or could result in physical damage to the premises will be denied.
10. DEMEANOR AND BEHAVIOR- The behavior and demeanor of applicants during the application process will be considered.
11. INCOMPLETE, INACCURATE, OR FALSIFIED INFORMATION- Any information that is incomplete, illegible, inaccurate, or falsified may be grounds for rejection or termination of the rental agreement upon discovery.

VARIANCE POLICY

Failure to meet the screening criteria as stated may be grounds for

1. Denial of the application
2. If cosigner is accepted, such individuals(s) will also be required to meet the screening criteria.

Applicant screening fee(s) are separate status of the applicant's (age 18 & older) credit (regardless of marital status). Applicant screening fee is $35.00 for first applicant; $15 for each additional applicant

Applicant screening is possessed by Ned Baker Real Estate, Inc. Public records reports (evictions convictions) are generated by Multifamily Housing Conical, 2764 19^th St. Se, Salem OR 97302 If your application is denied based upon information received from any of the above, you will be notified of the fact at the same time you are notified of the denial. You have the right to appeal the accuracy of the information.